From legal battles to the top-100 global assets: XRP at its peak
XRP price holds above $3, market cap surpasses $190 billion
According to CoinMarketCap, as of July 25, 2025, XRP is trading at approximately $3.64, exceeding its previous all-time high of $3.60. Ripple's market capitalization briefly surpassed $198 billion, enabling the project to surpass notable companies such as Uber, Xiaomi, Caterpillar, and even BlackRock in valuation.
According to InfiniteMarketCap rankings, XRP currently holds the 95th position among the world's most significant assets, encompassing both cryptocurrencies and traditional companies. Over the past few weeks, XRP's market value has soared by more than 70%, making it one of the fastest-growing crypto assets of the year.
Experts attribute this surge to the rapidly increasing interest from institutional investors, including crypto funds and multinational fintech companies, who are beginning to adopt RippleNet* as an alternative to SWIFT for cross-border transactions.
* RippleNet is a global payment network developed by Ripple, enabling financial institutions to conduct fast, low-cost, and transparent cross-border payments. Unlike the traditional SWIFT system, RippleNet utilizes decentralized technologies and the digital asset XRP to provide instant liquidity, reducing settlement times from several days to mere seconds.
Today, the network includes hundreds of participants worldwide, including banks from Japan, the UAE, South Korea, and Latin America, making it one of the largest SWIFT alternatives in the crypto industry.
XRP growth triggers: U.S. politics and SEC dispute resolution
One of the key drivers behind the renewed uptrend in the crypto market has been the change in the U.S. administration. The new government, which supports the development of the crypto industry, has given the market a positive push. XRP has especially benefited from this, following the final resolution of the years-long conflict between Ripple Labs and the U.S. Securities and Exchange Commission (SEC).
The lawsuit, which lasted around seven years, had significantly hindered XRP's development. Members of the XRP community — known as the XRP Army — openly express frustration over the wasted time. One activist said in an interview with Decrypt:
"We are furious about waiting 7 years! Do you even understand? Seven years of stagnation due to idiotic leftist policies blocking our progress through the SEC."
Notably, immediately after resolving the dispute with the SEC, Ripple managed to secure a series of partnerships with major banks in Asia and the Middle East, including Mitsubishi UFJ and Emirates NBD, further strengthening XRP's position in the region as a reliable settlement asset.
Forecasts: $5 or even $8 for XRP?
A well-known crypto trader operating under the pseudonym Mikybull Crypto is confident that XRP's rally will continue. He identified two near-term price targets — $5 and $8. According to him, the current market structure and bullish momentum provide all the conditions needed to reach these levels soon.
Analysts attribute this optimism to the growing institutional interest in XRP, as well as the technological maturity and scalability of Ripple, which continues to expand its payment network across global markets.
There is also a notable surge in both spot and derivative trading volumes for XRP on major exchanges, including Binance, Coinbase, and Bybit, where trading activity has reached its highest levels since early 2022 — indicating a significant increase in liquidity.
Conclusion
XRP shows clear signs of a sustainable bull trend, breaking new capitalization records and regaining investor trust. If this upward momentum continues, XRP may — for the first time in its history — solidify its place among the world's 50 most significant assets by market cap, challenging the dominance of some major banks and tech giants.