XRP forecast: can the price reach new highs?
In 2025, the price of XRP once again rose above the $3 mark, and the altcoin entered the top three leading digital assets by market capitalization, which as of September 2025 amounts to $178 billion. At the same time, the price of XRP has increased more than 5 times over the year compared to September of the previous year.
In July 2025, the value of XRP, reaching $3.45, approached its all-time high (ATH), recorded at $3.84 back in January 2018.
Market analysts are optimistic about XRP's near-term prospects. The reasons include:
- growth of Ripple's partner network;
- integration of the XRP Ledger (XRPL) blockchain and its RLUSD stablecoin into traditional banking systems;
- Improved regulatory environment following the end of Ripple's lawsuit with the U.S. Securities and Exchange Commission (SEC).
In addition, analysts note the increase in the number of large XRP holders, especially from the U.S. Amid growing investor interest, in January 2025, XRP even surpassed Bitcoin in trading volume on the major U.S. exchange Coinbase.
Short-term XRP forecast
According to WhiteBird analysts, throughout 2025, the value of XRP is likely to remain in the range of $2.2 to $4. The expert notes that one of the key drivers of XRP's growth is the improving relationship between Ripple and regulators. In addition, Ripple's platform is becoming increasingly widespread in cross-border payments.
Experts believe that the approval of an ETF based on the XRP cryptocurrency, expected by the end of 2025, has the potential to become an additional stimulus for the altcoin's growth. If the SEC approves spot XRP funds within the next few months, XRP may potentially break through the upper price limit of $4.
Approval of spot ETFs based on XRP will increase institutional interest in this cryptocurrency, which may lead to new investments, as well as growth in XRP's price and market capitalization. According to analysts, the launch of spot XRP ETFs may additionally attract between $3 billion and $8 billion from institutional investors. In June 2025, Bloomberg experts raised their estimate of the chances for approval of XRP exchange-traded funds to 95%.
An even more optimistic XRP forecast was presented by CIFDAQ founder and CEO Himanshu Maraiya, who believes that the widespread adoption of ODL* could push the price of the altcoin to $10–15 in 2025. Analysts at CoinCodex adhere to the same scenario: according to their forecast, XRP may reach these price levels in an aggressive growth phase.
* ODL (On-Demand Liquidity) — a payment solution introduced by Ripple that uses the XRP cryptocurrency for instant cross-border payments.
Another potential growth factor for XRP, according to analysts, could be the spread of XRPL as one of the key platforms for tokenizing real-world assets (RWA). According to estimates, the RWA market volume will reach $500 billion by 2030, with XRP's share accounting for 10–15%.
CoinPedia analysts also maintain an optimistic forecast for XRP, estimating that the altcoin's value may rise to $5.81 in 2025, provided that RippleNet's payment solutions expand into the Latin American and Middle Eastern regions.
A similar XRP forecast was presented by Bitget Research analysts: in their view, XRP has the potential to grow to $5 by the end of 2025 if the current uptrend continues. Previously, Bitget Research predicted that the altcoin's price would rise to $4.76 by June 2025, "depending on market sentiment," but due to a global correction of digital assets in the first half of the year, that forecast did not materialize for XRP.
The well-known crypto analyst Crypto Asset Guy considers XRP an undervalued cryptocurrency. In his opinion, the altcoin has the potential to rise to $3.70 in the near term, which is close to its all-time high. In addition to the favorable factors mentioned earlier, Crypto Asset Guy points out that XRP has a much faster, cheaper, and more eco-friendly blockchain compared to Bitcoin and Ethereum, which are the leaders of the crypto market.
The expert also considers the XRP Ledger the safest blockchain, as it has never fallen victim to hackers. At the same time, Crypto Asset Guy highlights Ripple as the most transparent company in the digital asset space.
Should we expect XRP to fall: forecast from bearish experts
Not all analysts share optimism regarding the third-largest altcoin. For example, Changelly experts predict a decline in XRP's price to $2.05. They believe that regulatory hurdles and global financial uncertainty may act as restraining factors for XRP.
In addition, they argue that the competitive environment should not be overlooked: the growing popularity of stablecoins and innovative payment solutions, such as those from SWIFT, may become a serious obstacle to XRP's price increase.
Additional negative factors may include competition with other popular platforms such as Stellar, central bank digital currencies (CBDCs), and rising key interest rates from the Federal Reserve. Under a pessimistic scenario, the price of XRP may adjust to $0.8–$1.5 in 2025.