XRP surges to the top: a new phase of growth and global recognition
In 2025, XRP emerged as one of the most talked-about digital assets among investors, fueled by the anticipation of ETF approvals based on the altcoin.
XRP among Top-3 cryptocurrencies
In July 2025, XRP's price surged following the end of its legal battle with the U.S. Securities and Exchange Commission (SEC) and the regulator's approval of the ProShares Ultra XRP futures ETF.
Over the past 30 days, the altcoin's value jumped by 46%, reaching $3.24 — just 15% below its all-time high (ATH) of $3.84 recorded in January 2018.
This price rally pushed XRP ahead of the stablecoin Tether (USDT) in market capitalization, which now stands at $192,57 billion.
XRP in the Top-3 by trading volume
Among altcoins (excluding stablecoins), XRP ranked in the top three by daily trading volume, which surpassed $12 billion as of July 2025.
A year earlier, this figure ranged between just $2 and $4 billion. Positive regulatory developments and the high probability of XRP-ETF approval by mid-2025 drive the surge in interest.
XRP's liquidity was further boosted by Ripple's launch of its stablecoin, RLUSD, whose market cap exceeded $500 million in July 2025. According to CoinMarketCap, RLUSD entered the top ten largest stablecoins by market cap.
XRP becomes the fastest-growing asset among the Top 10 cryptocurrencies
Since the beginning of the year, XRP's price has increased by over 55%, with 46% of that growth occurring in the last month alone.
For comparison, Bitcoin (BTC) rate rose by 27% over the same period, while Ethereum (ETH) rate gained only 4%. From its local low of $0.30 in 2024, XRP's value has grown by more than 700%.
XRP leads in bank integrations among cryptocurrencies
As of December 2024, approximately 300 major banks and financial institutions in over 45 countries had integrated Ripple's On-Demand Liquidity (ODL)* system for transactions — a record among cryptocurrencies.
Notable institutions include Standard Chartered, American Express, Santander Bank, PNC Bank, Royal Bank of Canada, and Westpac. Analysts believe such partnerships build institutional trust and accelerate XRP's adoption.
*On-Demand Liquidity (ODL) is a technology developed by Ripple that enables instant cross-border settlements between financial institutions.
Daily XRP transactions surpass 2 million
According to on-chain data, XRP Ledger (XRPL) recorded 2.14 million daily transactions in 2025. A peak was reached in June, when over 5 million transactions were processed in a single day.
On-chain analysts noted that XRP Ledger did not experience the common issues seen with overloaded blockchains — there were no fee spikes or transaction delays. This highlights XRPL's strong scalability.
Number of XRP whales hits all-time high
In June, Ripple saw a significant influx of large investors. Glassnode data showed a record 2,700 wallets holding over 1 million XRP. The total number of XRP wallets surpassed 7 million.
Analysts believe this accumulation trend in large wallets could signal an impending XRP rally (a sharp, sustained price increase) shortly.
XRP becomes the first cryptocurrency officially recognized as a payment infrastructure component
In December 2024, the International Monetary Fund (IMF) named the Ripple platform the most suitable solution for cross-border payments.
This endorsement may significantly boost institutional investor confidence and encourage long-term investment in XRP. Analysts anticipate that more banks will partner with Ripple in the coming years, adopting its technology and integrating XRP into their payment systems.