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WeChat CNY an overview of the payment system from the Chinese messenger service

As of December 2022, WeChat was one of the most effective mobile messengers, with over 1.2 billion monthly active users. WeChat Pay is a payment feature integrated into the app through which users can quickly make payments using their smartphones.

WeChat CNY features

The WeChat app is equipped with the following payment features and functions:

  • Quick money transfers.
  • QR code payments.
  • Professional online solutions for physical businesses.
  • Mini-programme payments to perform various transactions.

The service is actively used by Chinese abroad — when a buyer purchases goods from an overseas seller, the spot exchange rate will convert foreign currency into CNY. The converted CNY amount is debited from the buyer's account when he confirms the transaction in WeChat Pay.

Supported currencies and fees

The main currency used in WeChat is CNY (Chinese yuan). But in addition to this, the system allows you to work with 26 other world currencies:

  • U.S. dollar (USD)
  • Hong Kong dollar (HKD)
  • Euro (EUR)
  • Japanese yen (JPY)
  • Thai baht (THB)
  • British pound (GBP)
  • Canadian dollar (CAD)
  • South Korean won (KRW)
  • Australian dollar (AUD)
  • Singapore dollar (SGD)
  • New Zealand dollar (NZD)
  • Swiss franc (CHF)
  • Swedish krona (SEK)
  • Danish krone (DKK)
  • Norwegian krone (NOK)
  • Russian rouble (RUB)
  • UAE dirham (AED)
  • Turkish lira (TRY)
  • Macau pataca (MOP)
  • Taiwan dollar (TWD)
  • Czech koruna (CZK)
  • Malaysian ringgit (MYR)
  • Philippine peso (PHP)
  • Indonesian rupiah (IDR)
  • Mongolian tugrik (MNT)
  • Qatari rial (QAR)

The WeChat Pay service uses the spot exchange rate the settlement partner banks provided. WeChat supports the "T+1" settlement mode and requires a minimum payment of USD 800 or equivalent in other foreign currencies. WeChat Pay will transfer funds to your bank account on the next business day when transactions reach the minimum settlement amount.

WeChat Pay and the merchant share transfer fees. They are individuals and depend on intermediary financial organizations and banks.

WeChat CNY exchange online

Using exchangers is very convenient for one-time exchanges to another currency or cryptocurrency.

On our monitoring, we have collected the best of the working exchangers. We regularly check them on dozens of parameters to ensure they are reliable. We also recommend you pay attention to reviews.

Monitoring allows you to order exchangers at the most favourable rate, thus minimizing losses during the operation.

Exchange WeChat to e-currencies

On our site you can see the current exchange rates of WeChat CNY to other electronic payment systems.

Exchange WeChat CNY to another currency:

Exchange e-currency to WeChat CNY:

© – , updated 08/18/2023
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See also